Should I Buy or Rent a House?

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Instantly see which option leaves you richer in the future.

Renting wins by $2.58M in 15 years
View projection for:

If you buy a $1.50M home today (with 25% down payment) and it grows to $2.51M in 15 years, your net worth would be $1.69M.

If you rent for $5,000/month and invest the difference, your net worth would be, $4.27M.

Home value: $1.50M
Current rent: $5,000/mo
Down payment: 25%
Investment returns: 12.5%/yr
Home appreciation: 3.5%/yr
Rent increase: 3.5%/yr
Buy a Home
Net Worth in 15 Years
$1.69M
You own a $2.51M home and owe $825K on your mortgage
Rent + Invest
Net Worth in 15 Years
$4.27M
You have invested $947K and now it's worth $4.27M

Inputs

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$100K$10.0M
%($375K)
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Results are up to date

Net Worth Projection

Compare long-term financial outcomes over time

Note: Net worth scenario shows total asset value without considering selling costs or taxes.

Cash Outflow Comparison

How much you spend each year in both scenarios

How to read this chart: Each bar shows your yearly cash spending. When one option costs more, we treat the difference as extra investment in the other option. This ensures that the total cash spent in both options is the same.